PROPERTY SEARCH
Getting easy-to-understand financial advice in Spain
Spanish bureaucracy and constantly changing rules can be extremely frustrating, so where can you find straightforward help in plain English?
By Keith Littlewood, Blacktower International Financial Advisor
I have been living in Spain now for 10 years. I fully understand the bureaucracy can be extremely frustrating, not to mention the constant changing of rules, laws and systems that can sometimes leave you bewildered and not knowing where to turn. So when it comes to getting Financial Advice – one of the most important things you have to embark upon when settling in Spain – it is very important that you not only trust the person you are talking to but you can actually understand what you are being told.
When you have your first free meeting with your Blacktower Financial Advisor, there is no rush. I will make sure I understand your exact situation and what you need, I will talk to you with no jargon and try my best to make sure you are very comfortable and reassured. There will be no charge for this meeting so you don’t have to keep looking at your watch and wondering how much it’s costing you. The first meeting can be in your home (pandemic allowing) or in our office, or it can also be via Skype, Zoom, Facetime or whatever format you feel comfortable with. Our office is deep cleaned according to Covid regulations on a regular basis so it’s also a healthy environment.
After our first meeting I will arrange a second meeting with you (usually 1 or 2 weeks later depending on the information you need), and during this time I will find the best solutions possible for you. I will provide you with a written report carefully and clearly explaining the best course of action you need to take. This report will be in an easy-to-understand format IN ENGLISH and will explain in detail the full costings going forward, along with any relevant illustrations.
At this point there has been no cost to you and it will be down to you whether you want to engage me as your financial adviser going forward or go and get a second opinion from another company. There is no pressure sell involved. I can go as slow or as fast as you like.
The areas in which I specialise are:
Investment Advice
Tax-effective investing and portfolio planning, plus help making UK-held investments Spanish friendly
Tax Planning Guidance
Usually around the Modelo 720 asset declaration or taking income from pensions and investments
Transferring UK pensions (not state pensions)
If you hold frozen pension pots, I can help trace and find their values
Taking over your existing portfolio
It is likely that if you had a financial adviser in the UK already that they will no longer be able to continue to help you (following Brexit). If this is the case, I should be able to take you on as a client without you having to change your existing portfolio.
In today’s financial climate it is essential you do everything you can to make sure your money is safe; should you want a no obligation appointment, your only initial investment is a small amount of time.
The local Blacktower office address is: 120 Avenida Dr. Artero Guirao 2C. San Pedro Del Pinatar, 30740, Murcia, Spain. Our office suite is easy to find on the main N332 through road of San Pedro del Pinatar with easy parking.If you want more information or wish to make an appointment to discuss your own situation then call 657684094 or email keith.littlewood@blacktowerfm.com
Disclaimer: This communication is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice form a professional regulated adviser before embarking on any financial planning activity.
Blacktower Insurance Agents & Advisors Ltd is authorised and regulated in Cyprus by the Insurance Companies Control Service and registered with the DGS in Spain. Blacktower Financial Management (Cyprus) Ltd is regulated in Cyprus by the Cyprus Securities & Exchange Commission and is registered with the CNMV in Spain.
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